Factoring – complex solution of debts

  • partner – Česká Spořitelna Factoring, a.s.

What is factoring?

  • Sale of short-term, unsecured debts before repayments arisen from the title of the domestic or international delivery of goods or services to a specialized institution (factoring firm) with the goal of its timely and regular collection and immediate receipt of cash in the form of a deposit from the value of the debt.

Factoring is suitable for:

  • the view of the supplier:

    • Production and business companies delivering goods or services more to domestic or foreign customers – business is built on the creditworthiness of the debtor and stable sphere of customers.

    • Supplier-customer relations, where the normal payment condition is the smooth payment with recompense from 30 to 120 days.

  • the view of the customer:

    • Companies with a dominant position on the market, for which factoring for the supplier enables the requirement of non-standard payment conditions.